OUR SERVICES

At First Gunn Financial Group, we pride ourselves on providing services that have earned us the trust of many individuals, families, and businesses. We want to help you build confidence in your investment and retirement strategy.

Here are a few of the services we provide:

Retirement planning

401(k) plans
401(a), 403(b), 457(b) plans with existing OSU Staff & Faculty
Required Minimum Distributions and Withdrawal Strategies
Retirement Goal Setting
Social Security Planning
Traditional and Roth IRAs

Estate planning & Assistance to Loved Ones

Charitable Giving
Estate Tax-reduction strategies
Gifting Strategies
Irrevocable Life Insurance Trust Planning
Wills, Trusts, Power of Attorney, Health Care proxy planning

College planning & Minors

529 college savings plans
Roth IRAs for minors
UTMA accounts for minors

Investment management & Planning

Asset Allocation review
Exchange-traded funds (ETFs)
Mutual funds
Real estate investment trusts (REITs)
Savings strategies and Goal planning
Stocks and bonds
Structured products
Unit investment trusts (UITs)
Variable and Fixed annuities

Risk Management & Insurance

Disability
Life
Long-term care
Review of existing policies

Income Tax Planning

Health Savings Account Planning
Income Sources
Review of Cost-Basis
Review Unrealized & Realized gains/losses
Roth Conversion Strategies
Tax loss Harvesting Planning

Getting You Retirement Ready Video

OUR FEES

Our first priority is helping you take care of yourself and your family. We want you to understand how our fee structure works so that it is clear that we have no hidden agendas about helping you reach Financial Independence.

We charge a flat advisory fee percentage also known as an Assets Under Management (AUM) fee or Wrap Fee. This fee is deducted from your investment account and will be illustrated on your statements for clarity. We have a tiered pricing approach so the larger your AUM with us the lower your percentage fee and we proactively reduce our percentage fee when thresholds are reached.

With this approach our message is clear - When YOU Do Good, WE Do Good. We won't earn upfront commissions, because we believe that investing and financial planning is for the long term and the risk should also be felt by the advisor not just you our client. We are impacted financially when your Asset value goes up and we are impacted when your Asset value goes down. We describe this philosophy as if we are all sitting at a round table working together with common interests for everyone to pursue their goals and financial independence.

We understand this structure isn't for everyone and buying products may be what you prefer or are used to. We do accommodate clients that prefer the brokerage side of our business and when this structure is requested, we will assist you with the same passion and efforts to see you pursue your goals.